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To our valued clients,

Happy New Year to you and your loved ones!

As we welcome the new year, we would like to thank you for the trust you continue to place in us and our team at Financial Literacy Counsel. The past year provided us with the opportunity to further strengthen the financial guidance and education we offer to families and communities.

In a world that feels increasingly uncertain, we remain focused on what matters most to our clients, building and earning your trust day after day. The pace of change has highlighted the importance of having guidance that is steady, informed, and grounded in long-term relationships. Our work is built on taking time to understand each client and their families, including their needs and priorities.

In 2025, we focused on improving our practice to better serve clients and communities by:
  • Strengthening our commitment to comprehensive financial planning, ensuring every client has a clear plan to understand how much is enough to achieve a work-optional lifestyle.

  • Increasing access to financial wellness programs through live workshops and expanded online learning resources available to over 75,000 professionals through universities, health authorities, and professional associations.

  • Launching wealthinheritor.com to provide teaching resources to families, advisors, and educational institutions dedicated to training the next generation of responsible stewards of wealth and family business owners.

  • Delivering speaking sessions to thousands of global financial advisors during the MDRT Annual Meeting, recognizing our thought leadership and strengthening our partnerships with trusted professionals worldwide.

This year, our commitment to you, your family, and the communities you care about only deepens. Our work is not simply about numbers and is instead about sound financial planning that is grounded in trust and centred on serving you and your family. We remain dedicated to being a steady hand and a reliable partner in every season of your journey.

We look forward to 2026 and to supporting you and your families as you navigate the road ahead.

With Gratitude,

Bobby Ning and Alphil Guilaran

Co-Founders of Financial Literacy Counsel

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